Todoku › Compared › An app that tracks habits and money
An app that tracks habits and money
Want an app that tracks habits and money together? Todoku does both, in one app on your phone, with no sign-up needed. Tick your habits each day. Log what you spend, set a budget for each category, and import your bank statement as a CSV file. Your net worth sits next to that, with investments, crypto and debts. Because your habits and your money live in one place, Todoku can show you whether your good days are the days you spend more, or less. It is free, with as many habits and accounts as you like.
Updated September 2026
What does it do with my money?
- Log what you spend and what comes in. Every entry has a category, and you can set a monthly budget for each one.
- Import a bank statement as a CSV file. Todoku reads the date, the description and the amount, and skips anything already logged.
- Add your accounts, investments, crypto, gold and debts, and Todoku adds them into one net worth number with its history.
- Deposits and returns sit side by side, so money you paid in is never counted as growth.
- Trading 212 connects with your own key. Crypto and metals are priced live, on the phone.
What does it do with my habits?
- Unlimited habits. Daily, so many times a week, or every few days.
- Routines with a timer on each step, and Off Mode for the weeks you are away or ill.
- A widget on your home screen, so you can tick a habit without opening the app.
- A quit counter for the habits you are breaking, next to the ones you are building.
How do habits and money fit together?
- Todoku opens on today. Which habits are still open and what you spent, on one screen.
- The Patterns card looks at your habits, mood, focus and spending across every day you have logged. It tells you which ones move together, and whether your good days are the days you spend more.
- Your month and your year become recap cards, with your habit check-ins and your net worth on them.
Where does my data live?
- On your phone. No server holds your spending. The Play Store data safety page says no data collected.
- Export any time, with a password on the file if you like. A backup is saved every week on its own.
- Everything is worked out on the device. Only live prices need a signal.
What does Todoku cost?
Free- Free for good. No card needed.
- Every tracker, with as many entries as you like.
- Every connection: Trading 212, crypto wallets, gold and silver.
- Stats for the last ninety days.
- Recap cards, day cards and net worth cards, plus GIF and video exports.
- Manual backups, plus one automatic backup every week.
- Light and dark themes.
- Home screen widgets for your mood and your habits.
- Net worth benchmarks: your country, the table by age, and your own headline.
- AI with your own key, and a text export you can paste into any AI.
Pro- £3.99 a month or £34.99 a year, with a 7 day free trial. Or £99.99 once.
- Stats and charts beyond ninety days, and the Patterns card.
- Your net worth projected over the national average, and the age you overtake it.
- Real return: your growth with your own deposits taken out, raced against gold and Bitcoin.
- Per-exercise charts beyond ninety days.
- Daily restore points, so you can roll back to any recent day.
- Every other theme, plus a GIF avatar.
- Extra widgets, when they ship.
- Sync between your devices, when it ships.
Putting your data in, taking it out, and every share card are free for good.
You pay through Google Play, so a new phone gets your purchase back and Todoku never sees your card.
Frequently asked
Is Todoku free?
Yes. Every tracker is free, with as many entries as you like. Pro adds stats beyond ninety days, the Patterns card and a few extras. £3.99 a month or £34.99 a year, with a 7 day free trial. Or £99.99 once.
Does Todoku work offline?
Yes. Everything is worked out on your phone. Only live prices for crypto, gold, silver and Trading 212 need a connection.
Do I need an account to use Todoku?
No sign-up needed. It works from the first tap. An optional account is coming later, and its only job is keeping two of your devices in step. Skip it and you lose nothing.
Can I import my data from another app?
Yes. Todoku imports bank statement CSV files, TickTick task backups, Daylio mood exports, net worth history CSV files and asset lists.
Is Todoku on iPhone?
Not yet. Todoku is on Android first, in a closed test on Google Play. iOS follows if the Android launch goes well.
What does Todoku Pro cost?
£3.99 a month or £34.99 a year, with a 7 day free trial. Or £99.99 once. Pro adds stats and charts beyond ninety days, the Patterns card, real return, daily restore points, every other theme and sync when it ships. Putting data in and taking it out is always free.
The short version
Todoku is the app that tracks your habits and your money in one place, on your own phone. For the longer case for one app over five, read
what the best life tracker has to do. To see Todoku next to a
named app, start at Todoku compared.
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